The Path Out

For Educational Purposes Only: This tool provides mathematical calculations and debt repayment projections based on the information you provide. It does not constitute financial, legal, tax, or investment advice.

Tax Considerations: Certain types of debt may have tax implications that are not reflected in these calculations. For example:

• Student loan interest may be tax-deductible (up to $2,500/year, subject to income limits)
• Mortgage interest deductions may apply for qualified residence loans
• Business debt interest may be deductible against business income
• Tax laws vary by jurisdiction and individual circumstances

Professional Guidance Recommended: Before making significant financial decisions, please consult with:

• A Certified Public Accountant (CPA) for tax strategy and implications
• A Certified Financial Planner (CFP) for comprehensive financial planning
• A qualified attorney for legal matters related to debt

Accuracy & Liability: While this tool uses industry-standard calculation methods, we make no guarantees regarding the accuracy, completeness, or applicability of the results to your specific situation. You are solely responsible for financial decisions made based on information from this tool.

© 2025 The Path Out. All calculations are estimates based on user-provided data. Interest rates, minimum payments, and loan terms should be verified with your creditors. This tool does not collect, store, or transmit your financial data to any external servers.

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